Maybe you know the feeling? You get paid your salary. Breath a sigh of relief, and head out to the grocery store. It is time to replenish the supplies. Your pantry is sad and bare. Picked clean. Empty.
But all of that is about to change. You see, you have a full bank balance and the power is now in your hands. You feel like a king and as you parade around the isles of the store, you certainly shop like one. Trolley filled to the brim, you proceed to the teller. Everything is going great. That is until you see the blinking green light indicating an amount that is ever on the increase.
It feels like your anxiety levels are matching that of the number of the little LCD screen. You swipe your card and tell yourself that using up more than half of the month’s food budget was necessary while you nervously leave the store.
We’ve All Been There.
I didn’t like living like this. For the first two weeks of the month is a feast, while the last part of the month is a famine. It was stressful. It was disheartening. We were over it.
It was time to try something new, but what? Wasn’t this way of life just the way it is? Or was it?
Reduce Budget Stress
I have already gone through a bit of a story on how I got here. Thanks for reading it 🙂
I am not going to go into too much detail of how we got to this strategy, I won’t torture you any longer. It is time to get right into it. This is my active budget stress-reducing strategy. Are you ready? Here it is:
Budget Stress-Reducing Strategy
- Write up a budget – There is no way around it. You need to plan where your money is going. Otherwise, your money seeks to rid itself of you by any means necessary.
- Divide it up – Once you have the amount you want to spend, it is time to see how many weeks are in the month ahead. If there are 4 weeks in the month, divide your budget by 4, etc.
- Take a calculator – This may seem quite restricting, but I have found it to be rather freeing. Take a calculator with you and punch in any amount of an item that you add to your shopping basket.
- Shop online.
- Make a list of what you need.
- Think about the meals you plan to prepare for the week before you go to the store.
- Buy more than a week’s worth of essentials when they are on special.